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05 Feb, 2025

All You Need to Know About Bompay’s USD Virtual Cards

Ever tried paying for something online and got hit with a frustrating message:
“Your card is not accepted”?
That’s the daily struggle for many Nigerians trying to make payments in USD on platforms like Netflix, Amazon, Facebook Ads, Spotify, Google Play, and more—especially with the ongoing restrictions on Naira cards.

Enter Bompay USD Virtual Cards—your ultimate solution for seamless global payments.


What is a USD Virtual Card?

A virtual card is just like your regular debit card—but 100% digital. It works the same way as a physical dollar card, except:

  • There’s no physical plastic

  • You can generate and access it instantly

  • It’s designed specifically for secure online transactions

Bompay’s USD virtual cards are funded in dollars, making them perfect for international payments that reject Naira-based cards.


Why You Need a USD Virtual Card

Here are the key reasons to use a virtual card from Bompay:

Global Acceptance

Use your card on:

  • Streaming services: Netflix, Spotify, Apple Music

  • E-commerce: Amazon, AliExpress, eBay

  • Social ads: Facebook, Instagram, TikTok, Google Ads

  • App stores: Google Play, Apple Store
    …and much more!

Bypass FX Restrictions

Naira cards are limited in international transactions. Bompay’s virtual cards are denominated in USD and don’t carry the same restrictions.

Instant Issuance

No need to visit a bank. Create your virtual card instantly from the Bompay app and start spending within minutes.

Better Control Over Spending

You control how much to load on your card. You can freeze or delete a card anytime for added security.

Safe & Secure

All transactions are encrypted, and your card details are only visible to you. Bompay also supports 2FA for extra protection.


How to Get a USD Virtual Card on Bompay (Step-by-Step)

Step 1: Log In to Bompay App

Open the app and sign in with your credentials.

Step 2: Fund Your Wallet in Naira

Tap “Add Funds”, and choose your preferred method—bank transfer, card, or USSD.

Step 3: Convert Naira to USD

Use the currency exchange feature in-app to convert your wallet balance to USD.

Step 4: Navigate to the “Cards” Section

Select “Virtual Cards” and tap “Create New Card”.

Step 5: Fill In Card Preferences

  • Choose the funding amount

  • Name your card (e.g., Netflix, Ads Card)

  • Tap “Generate Card”

Your card details (Card Number, Expiry Date, CVV) will appear immediately, ready for use.


Card Funding & Limits

  • Minimum card funding: $5

  • Daily spending limit: Based on wallet balance

  • No monthly maintenance fees

  • Top-up anytime from your USD wallet

You can generate multiple cards for different services—one for subscriptions, another for business ads, etc.


Tips for Smooth Usage

  • Always fund your card before use

  • Use exact billing details when paying on international sites

  • If a site declines your card, verify country settings (use U.S. billing region if possible)


Common Questions

Q: Will my USD card work on Facebook, Netflix, or Google Ads?
✅ Yes. Bompay’s cards are accepted on all major platforms that support USD payments.

Q: Can I withdraw money from the virtual card?
❌ No. It’s only for online purchases.

Q: Is there a monthly fee or maintenance charge?
❌ No monthly fee. You only pay a small one-time fee when creating the card.

Q: What if my card is compromised?
✅ You can freeze or delete it instantly in the app and create a new one.


Conclusion

Whether you're a freelancer paying for cloud tools, a small business owner running ads, or just someone who wants to binge-watch Netflix—Bompay’s USD Virtual Cards are the key to unlocking global spending power.

🔐 Secure, 🔁 reloadable, 🛒 globally accepted.
💳 Create your first virtual card today on the Bompay app and enjoy stress-free international payments.

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